All Calculators
Everything in one place. 317 tools across 13 categories.
💰 Finance & Loans
🥧
50/30/20 Budget Calculator
Needs 50%, Wants 30%, Savings 20% — Senator Warren's rule.
📈
Adjustable Rate Mortgage (ARM) Calculator
Model ARM payments through the fixed period and after the first reset.
👶
Allowance Calculator
Age-appropriate allowance for kids + savings plan.
📆
APR Calculator
True annual cost of a loan, including fees.
📈
APY Calculator
Effective annual yield accounting for compounding frequency.
🎈
Balloon Loan Calculator
Low monthly EMI with a large final balloon payment.
🏍️
Bike Insurance Calculator
Two-wheeler insurance premium estimator.
🏍️
Bike Loan Calculator
EMI and interest for two-wheeler loans.
📅
Bi-Weekly Mortgage Calculator
Pay half your mortgage every two weeks — save years and thousands in interest.
📊
Budget Calculator
Income − expenses — your monthly surplus or deficit.
💼
Business Loan Calculator
EMI, interest, and cash-flow impact for MSME and business loans.
🚗
Car Insurance Calculator
Approximate annual car insurance premium.
🚗
Car Loan Calculator
Estimate EMI and interest for your new or used car loan.
🏢
Commercial Loan Calculator
EMI and cost for a commercial property or business expansion loan.
🌱
Compound Interest Calculator
See the magic of compounding on any investment.
🏙️
Cost of Living Calculator
Adjust salary when moving between cities.
🔄
Credit Card Balance Transfer Calculator
Does a balance transfer actually save you money?
💳
Credit Card Interest Calculator
Monthly interest charged when you carry a credit card balance.
⚠️
Credit Card Minimum Payment Calculator
The true cost of paying only the minimum.
🎯
Credit Card Payoff Calculator
How long until your credit card balance is zero?
📈
Credit Score Impact Calculator
Estimate how specific actions will change your credit score.
📊
Credit Utilization Calculator
How much of your credit limit are you using?
🏔️
Debt Avalanche Calculator
Pay highest-interest debt first — save the most.
🧩
Debt Consolidation Calculator
See if consolidating multiple debts into one loan saves money.
🎯
Debt Payoff Calculator
Any loan or debt — how long, how much interest to pay it off.
⛄
Debt Snowball Calculator
Pay smallest debt first — quick wins + momentum.
⚖️
Debt-to-Income Ratio Calculator
The single most important number lenders look at.
🎓
Education Loan Calculator
Plan your study-abroad or higher education loan with moratorium.
🧮
Effective Interest Rate Calculator
Convert nominal rate to effective rate (EAR).
🚨
Emergency Fund Calculator
3-12 months of expenses — your financial life raft.
🏦
EMI Calculator
Calculate your monthly loan installment in seconds.
📝
Expense Calculator
Sum up categorised expenses and see where money goes.
🇺🇸
FHA Loan Calculator
FHA mortgage payment including upfront and monthly MIP.
📌
Fixed Rate Mortgage Calculator
Compare 15-year vs 30-year fixed-rate mortgage head to head.
🪙
Gold Loan Calculator
Estimate the loan value and EMI against your gold.
🏥
Health Insurance Calculator
Suggested family-floater sum insured and approximate premium.
💳
HELOC Calculator
Home Equity Line of Credit — draw phase and repayment phase.
🏛️
Home Equity Loan Calculator
Fixed-rate lump sum against your home equity.
🏠
Home Insurance Calculator
Annual premium for structure + contents insurance.
🏠
Home Loan Calculator
Plan your home loan — EMI, tenure, eligibility.
🏡
Home Loan EMI Calculator
Precise EMI for your home loan.
🏡
Household Budget Calculator
Family / multi-earner budget with combined income.
💗
Human Life Value Calculator
Present value of your future income — the "correct" insurance amount.
📉
Inflation Calculator
Future cost of today's goods, or purchasing-power erosion over time.
💵
Insurance Premium Calculator
Generic premium estimator — works for any insurance type.
💹
Interest Rate Calculator
Solve for interest rate given principal, payment, and term.
💎
Jumbo Loan Calculator
Mortgage calculator for loans above the conforming limit.
🔑
Lease Calculator
Monthly lease payment for a car or equipment.
💖
Life Insurance Calculator
How much life cover do you actually need?
💭
Loan Affordability Calculator
Figure out the home or car price you can actually afford.
🏠
Loan Against Property Calculator
EMI and eligible amount for a mortgage against residential or commercial property.
💳
Loan Calculator
Calculate any loan — personal, business, education.
⚖️
Loan Comparison Calculator
Compare two loan offers side-by-side before signing.
✅
Loan Eligibility Calculator
Find out how much loan you can get based on your income.
⚡
Loan Prepayment Calculator
See how much interest you save by prepaying your loan.
📋
Loan Repayment Calculator
Full year-by-year breakdown of how your loan is repaid.
⏳
Loan Tenure Calculator
Given the EMI you can afford, find the right loan tenure.
📆
Monthly Budget Calculator
Detailed monthly income vs fixed + variable expenses.
💭
Mortgage Affordability Calculator
Find the home price you can actually afford based on your income.
📋
Mortgage Amortization Calculator
Full year-by-year schedule of how your mortgage gets paid off.
🏠
Mortgage Calculator
Full PITI mortgage calculator — principal, interest, taxes, insurance.
💨
Mortgage Payoff Calculator
See how much interest you save by making extra mortgage payments.
🔁
Mortgage Refinance Calculator
See if refinancing your mortgage saves money after closing costs.
📈
Net Worth Calculator
Assets − liabilities — the single most important financial number.
⏰
Payday Loan Calculator
True APR and total cost of a short-term payday loan.
👤
Personal Loan Calculator
Plan your personal loan EMI with confidence.
🛡️
Mortgage Insurance (PMI) Calculator
Estimate your monthly PMI and when it will drop off.
🏠
Rent Calculator
How much rent can you afford?
🏡
Reverse Mortgage Calculator
Monthly pension from your own home — reverse-mortgage payout estimator.
🛏️
Roommate Rent Split Calculator
Fair rent split by room size or income.
💯
Savings Rate Calculator
What % of income you save — the #1 predictor of wealth.
🏘️
Second Mortgage Calculator
Payment and combined cost of a second mortgage on your home.
➕
Simple Interest Calculator
Classic simple interest at a glance.
📚
Student Loan Calculator
Monthly payment and lifetime cost of your student loan.
🔁
Student Loan Refinance Calculator
See whether refinancing your student loan actually saves money.
🛡️
Term Insurance Calculator
Estimated term insurance premium for your age and cover.
⬆️
Top-Up Loan Calculator
Added EMI and cost of a top-up on your existing home loan.
✈️
Travel Insurance Calculator
Trip protection: medical, baggage, cancellation.
🛵
Two-Wheeler Loan Calculator
EMI, interest and on-road cost for scooters, motorcycles, and electric two-wheelers.
🎖️
VA Loan Calculator
Zero-down VA mortgage with funding fee.
🎯
Zero-Based Budget Calculator
Give every rupee a job — income minus allocations = zero.
📈 Investments
🇺🇸
401(k) Calculator
Project your 401(k) balance at retirement with employer match.
💸
Annuity Calculator
Fixed periodic payouts from a lumpsum — immediate or deferred annuity.
👴
Atal Pension Yojana Calculator
Monthly contribution required for your guaranteed APY pension.
β
Beta Calculator
Stock volatility relative to the market.
₿
Bitcoin Calculator
Bitcoin value in ₹/USD, satoshi conversions, mining reward estimate.
🧮
Black-Scholes Calculator
Theoretical European option price via Black-Scholes formula.
📜
Bond Calculator
Price, yield, and cashflow of a coupon bond.
⏳
Bond Duration Calculator
Macaulay and Modified Duration — bond price sensitivity to yield.
🪜
Bond Ladder Calculator
Staggered bond maturities for steady income and reinvestment.
💵
Bond Price Calculator
Fair price of a bond at a given yield.
📈
Bond Yield Calculator
YTM from market price — via bisection.
📘
Book Value Calculator
Book Value per Share and Price-to-Book (P/B) ratio.
🧾
Brokerage Calculator
Generic brokerage + statutory charges calculator (equity delivery or intraday).
📊
CAGR Calculator
Compound Annual Growth Rate of any investment.
🎓
Child Education Planner
Plan the corpus your child will need for higher education.
💒
Child Marriage Planner
Build the wedding fund for your child without last-minute loans.
📉
Crypto DCA Calculator
Dollar-Cost-Averaging into crypto — smooths volatile entries.
⛏️
Crypto Mining Calculator
Daily reward and profit from PoW crypto mining.
💰
Crypto Profit Calculator
Profit / loss on your crypto trade including fees and tax.
🔒
Crypto Staking Calculator
Annual rewards from staking your crypto.
📅
Daily Interest Calculator
Interest compounded daily — the most aggressive growth rate.
💰
DCF Calculator
Discounted Cash Flow — the cornerstone of equity valuation.
💰
Dividend Calculator
Annual dividend income from your shareholding.
🌱
Dividend Reinvestment Calculator
Compound wealth by reinvesting dividends automatically.
📈
Dividend Yield Calculator
Annual dividend as a percentage of current share price.
📉
Dollar Cost Averaging Calculator
Reduce timing risk by investing the same amount on a schedule.
🎁
Endowment Plan Calculator
Traditional life insurance with guaranteed maturity.
🏢
EPF Calculator
Employees' Provident Fund maturity with employee + employer contributions.
💰
EPS Calculator
Earnings per share — basic and diluted.
Ξ
Ethereum Calculator
ETH ↔ fiat, wei ↔ ETH, gas fee estimate.
🎯
F&O Margin Calculator
Margin required to trade futures or options (SPAN + exposure).
🏦
FD Calculator
See what your fixed deposit will grow into.
📦
Forex Lot Size Calculator
Determine optimal lot size from capital, risk, and stop loss.
🔐
Forex Margin Calculator
Required margin to hold a forex position at given leverage.
📊
Forex Pip Calculator
Value of one pip in your account currency.
📏
Forex Position Size Calculator
How many lots can you trade for your risk limit?
📈
Forex Profit Calculator
Profit / loss on a forex trade.
🔄
Forex Swap Calculator
Rollover interest credited or charged on overnight forex positions.
🔮
Future Value Calculator
What will today's money be worth in the future?
⛽
Gas Fee Calculator
Ethereum gas cost in ETH and fiat.
🎯
Goal SIP Calculator
How much monthly SIP do you need to hit a target corpus?
🌱
Groww Brokerage Calculator
Groww charges for equity & mutual fund trades.
⚡
Intraday Brokerage Calculator
All-in intraday equity charges — brokerage, STT, GST, stamp duty.
💎
Intrinsic Value Calculator
Graham-style intrinsic value of a stock.
💹
Investment Calculator
Combined growth of a lump sum plus ongoing monthly additions.
🏁
Investment Goal Calculator
Figure out what you need to invest to hit any goal — lumpsum, monthly, or both.
🏛️
IRA Calculator
Individual Retirement Account projection — any type (Traditional or Roth).
📈
IRR Calculator
Internal Rate of Return on yearly cashflows.
🌾
KVP Calculator
Kisan Vikas Patra — doubles your money in ~9 years 7 months.
💰
Lumpsum Calculator
Future value of a one-time investment.
🌱
Money Growth Calculator
Watch compound growth turn small savings into big money.
🗓️
Monthly Interest Calculator
Interest compounded every month.
💠
Mutual Fund Calculator
Lumpsum mutual fund returns projected.
📊
Mutual Fund Returns Calculator
Work out absolute, annualised, and CAGR returns from your MF investment.
🖼️
NFT Profit Calculator
Net profit from flipping an NFT after gas, royalty, marketplace fee.
🏛
NPS Calculator
Plan your retirement corpus under NPS.
📐
NPV Calculator
Net Present Value of a series of cashflows.
📜
NSC Calculator
Maturity value of National Savings Certificate (5-year).
Δ
Options Greeks Calculator
Delta, Gamma, Theta, Vega, Rho — sensitivity of option price.
🎲
Options Profit Calculator
Call / put profit at different underlying prices at expiry.
📊
P/E Ratio Calculator
Price to Earnings — how expensive is the stock?
🧓
Pension Calculator
How much monthly pension you'll get from a corpus.
📊
Portfolio Return Calculator
Weighted return of a portfolio with up to 5 holdings.
📏
Position Size Calculator
How many shares to buy based on your account risk.
📮
Post Office MIS Calculator
Monthly income from Post Office Monthly Income Scheme.
🏤
Post Office Time Deposit Calculator
Maturity value of Post Office Time Deposits (1 / 2 / 3 / 5 years).
🛡
PPF Calculator
Plan your 15-year Public Provident Fund.
⏮️
Present Value Calculator
What a future sum is worth today.
💼
Provident Fund Calculator
Generic PF calculator — works for EPF, VPF, PPF, or Gratuity funds.
⚖️
Put-Call Parity Calculator
Call + PV(Strike) = Put + Spot — the arbitrage-free relationship.
📥
RD Calculator
Recurring deposit maturity in seconds.
📤
Required Minimum Distribution Calculator
RMD from your Traditional IRA or 401(k) starting age 73.
🏖️
Retirement Age Calculator
When can you actually afford to retire?
🌴
Retirement Calculator
How much do you need to retire comfortably?
💰
Retirement Income Calculator
How much retirement income can your nest egg produce?
⚖️
Risk-Reward Ratio Calculator
Reward-to-risk ratio and required win rate to break even.
🎯
ROI Calculator
Return on investment — absolute and annualised.
🌹
Roth IRA Calculator
Post-tax contributions, tax-free withdrawals — the tax-advantage powerhouse.
🧮
Rule of 72 Calculator
How long it takes for money to double at a given return.
🏦
Savings Account Interest Calculator
Interest earned on your savings bank balance.
🎯
Savings Goal Calculator
How much to save every month to hit your target.
👵
Senior Citizen Savings Scheme Calculator
Quarterly income from SCSS for investors aged 60+.
💹
Share Price Calculator
Fair share price from EPS and P/E, or DDM.
📐
Sharpe Ratio Calculator
Risk-adjusted return. Higher Sharpe = better performance per unit of risk.
📈
SIP Calculator
See what your monthly SIP will grow into.
🇺🇸
Social Security Calculator
Estimate your US Social Security monthly benefit.
📈
Step-Up SIP Calculator
Raise your SIP every year as your income grows.
📊
Stock Average Calculator
Weighted average price across multiple buys.
📈
Stock Profit Calculator
Profit / loss on a stock trade after fees and taxes.
🔁
Stock Return Calculator
Total return including dividends — the real metric.
✂️
Stock Split Calculator
Adjust shares and price after a stock split (or reverse split).
🛑
Stop Loss Calculator
Stop loss price based on risk % or absolute amount.
🔄
STP Calculator
Systematic Transfer Plan — move from debt to equity gradually.
👧
Sukanya Samriddhi Yojana Calculator
Corpus for your daughter at age 21 — fully tax-free.
💸
SWP Calculator
Plan a regular withdrawal from your investment.
🧾
Tax-Saving FD Calculator
5-year Tax-Saving FD maturity + 80C benefit.
🏦
Traditional IRA Calculator
Pre-tax contributions + tax-deferred growth — taxed on withdrawal.
🏛️
Treasury Bond Calculator
US Treasury / Indian G-sec bond pricing and yield.
🔗
ULIP Calculator
Unit Linked Insurance Plan — maturity estimate with charges.
🟠
Upstox Brokerage Calculator
Upstox charges for delivery, intraday, F&O.
➕
VPF Calculator
Voluntary Provident Fund — supercharge your EPF.
💎
Wealth Calculator
Project your total wealth through retirement.
📆
XIRR Calculator
Annualised return on irregular investments — the correct metric for SIPs.
0️⃣
Zero Coupon Bond Calculator
Price and yield of a bond with no periodic coupons.
🔵
Zerodha Brokerage Calculator
Zerodha charges for delivery, intraday, F&O.
🧾 Tax & Salary
🧾
80C Deduction Calculator
Maximise your ₹1.5 lakh Section 80C deduction.
📅
Advance Tax Calculator
Quarterly advance tax installments for the financial year.
🎁
Bonus Calculator
Bonus pre-tax and post-tax — know what actually hits your bank.
📊
Capital Gains Tax Calculator
Short-term and long-term capital gains tax on any asset type.
💵
Commission Calculator
Sales commission with base + tiered rates.
🛠️
Contractor Rate Calculator
Contractor hourly rate equivalent to employee salary (W-2 vs 1099).
🏢
Corporate Tax Calculator
Corporate income tax for Indian companies — old and new regimes.
₿
Crypto Tax Calculator
Flat 30% tax on crypto gains + 1% TDS on transfers — India VDA rules.
📋
CTC Calculator
Full Cost to Company breakup — salary + benefits + variable.
🏛️
Estate Tax Calculator
US federal estate tax above the lifetime exemption.
✍️
Freelance Rate Calculator
Hourly rate from target annual income + billable hours.
💻
Freelancer Hourly Rate Calculator
Detailed overhead-loaded freelancer rate (health, retirement, taxes).
🎁
Gift Tax Calculator
US gift tax annual exclusion + lifetime exemption.
🎁
Gratuity Calculator
How much gratuity you'll receive on retirement.
💹
Gross Salary Calculator
Net → gross — the reverse calculation.
🧮
GST Calculator
Add or remove GST from any amount.
⏱️
Hourly to Salary Calculator
Convert your hourly rate into an annual/monthly salary.
🏘
HRA Calculator
Claim the right HRA exemption.
💸
In-Hand Salary Calculator
What really hits your bank account each month.
🧾
Income Tax Calculator
Old vs New regime — see which saves more.
🎗️
Inheritance Tax Calculator
State-level inheritance tax based on heir relationship.
📈
Long Term Capital Gains Calculator
LTCG tax with the ₹1.25L exemption for equity (FY 2024-25).
🎰
Lottery Tax Calculator
Take-home after 30% lottery tax + cess in India.
🧮
Net Salary Calculator
Gross salary → net pay, with tax and all withholdings.
⚖️
New Tax Regime vs Old Regime Calculator
Pick the better Indian tax regime for you in one click.
⏰
Overtime Calculator
Weekly wages with 1.5× overtime (and optional 2× double-time).
🧾
Paycheck Calculator
US per-paycheck take-home (federal + FICA + state approx).
💵
Payroll Tax Calculator
US payroll taxes — FICA (Social Security + Medicare).
🏠
Property Tax Calculator
Estimate annual property tax from assessed value.
🎁
Rebate under 87A Calculator
Zero tax up to ₹7L income under the new regime.
💼
Salary Calculator
CTC → monthly in-hand salary, Indian format.
📈
Salary Hike Calculator
New salary after a percentage hike.
📊
Salary Increment Calculator
Pro-rated increment and annual back-pay.
⏳
Salary to Hourly Calculator
What is your effective hourly rate?
🛒
Sales Tax Calculator
Add or back-out US state and local sales tax.
🏥
Section 80D Calculator
Health insurance + preventive check-up deduction.
🧑💼
Self Employment Tax Calculator
US Social Security + Medicare for self-employed.
⚡
Short Term Capital Gains Calculator
Calculate STCG tax at 15% for equity or slab for other assets.
💰
Take Home Salary Calculator
Detailed deduction-wise breakup of your monthly take-home.
📊
Tax Bracket Calculator
US 2024 federal tax brackets — marginal and effective rates.
💸
Tax Refund Calculator
Tax paid vs actual liability — refund or balance due.
✂️
TDS Calculator
Tax Deducted at Source — by type of payment.
🧾
VAT Calculator
Add or remove VAT at any rate.
📝
Withholding Tax Calculator
Estimate your federal tax withholding per paycheck.
📊 Business & Marketing
⚖️
Break-Even Calculator
Units needed to cover fixed costs.
💵
Cash Flow Calculator
Operating + Investing + Financing = Net cash change.
⚖️
Current Ratio Calculator
Current Assets ÷ Current Liabilities.
⚖️
Debt-Equity Ratio Calculator
Total Debt ÷ Shareholders' Equity.
🔀
Discount & Markup Calculator
Combined markup and discount sequences.
💼
EBITDA Calculator
Earnings before Interest, Tax, Depreciation & Amortization.
📊
Gross Margin Calculator
Revenue − COGS as % of revenue.
🔄
Inventory Turnover Calculator
COGS ÷ Avg Inventory — how many times per year inventory cycles.
🏷️
Markup Calculator
Markup % = (Price − Cost) / Cost × 100.
💰
Net Profit Calculator
Net profit = Revenue − All Costs − Taxes.
⏱️
Payback Period Calculator
Years until an investment recoups its cost.
💹
Profit Margin Calculator
Gross, operating, and net profit margin.
⚡
Quick Ratio Calculator
(Current Assets − Inventory) ÷ Current Liabilities.
📊
Return on Assets Calculator
Net Income ÷ Total Assets — asset efficiency.
📈
Return on Equity Calculator
Net Income ÷ Equity — profit per rupee of shareholder capital.
🧮
Working Capital Calculator
Current Assets − Current Liabilities — operational liquidity.
❤️ Health & Fitness
🔢 Math & Numbers
|x|
Absolute Value Calculator
|x| — distance from zero, always non-negative.
10ˣ
Antilog Calculator
Inverse of log — raise base to a power.
📊
Average Calculator
Mean, median, mode, range — all in one.
🧮
Basic Calculator
Quick arithmetic — add, subtract, multiply, divide.
🇮🇳
BODMAS Calculator
Indian/UK precedence: Brackets, Orders, Division, Multiplication, Addition, Subtraction.
x³
Cube Calculator
x³ — cube of any number.
∛
Cube Root Calculator
∛x — real cube root of any number.
←
Decimal to Fraction Converter
Convert any decimal into its simplest fraction form.
🏷
Discount Calculator
What's the final price after discount?
xⁿ
Exponent Calculator
x^n — raise a number to any power.
½
Fraction Calculator
Add, subtract, multiply, divide two fractions.
→
Fraction to Decimal Converter
Convert any fraction into its decimal form.
%
Fraction to Percentage Converter
Convert fraction to percentage, and back.
🔢
LCM & HCF Calculator
Lowest Common Multiple & Highest Common Factor.
㏒
Logarithm Calculator
log_b(x) — log of any base.
÷
Long Division Calculator
Quotient and remainder with step-by-step view.
×
Long Multiplication Calculator
Multiply two numbers with partial products shown.
1½
Mixed Number Calculator
Convert between mixed numbers and improper fractions.
ln
Natural Log Calculator
ln(x) — natural logarithm (base e).
ⁿ√
Nth Root Calculator
ⁿ√x — any root, any index.
🖥️
Online Calculator
Quick arithmetic, anywhere, no install needed.
🧮
Order of Operations Calculator
Evaluate expressions following PEMDAS / BODMAS rules.
❗
Percent Error Calculator
Deviation of measurement from accepted value.
%
Percentage Calculator
Every kind of percentage question, solved.
📊
Percentage Change Calculator
Change between two numbers, signed.
🔀
Percentage Difference Calculator
Symmetric difference — no "old" or "new", just two values.
↕️
Percentage Increase / Decrease Calculator
Apply a % increase or decrease to any value.
≈
Rounding Calculator
Round to nearest, up, down, or specific decimal place.
📐
Scientific Calculator
Trig, logs, roots — the full math toolkit.
🔢
Significant Figures Calculator
Count significant figures and round to specified sig figs.
÷
Simplify Fraction Calculator
Reduce a fraction to lowest terms.
x²
Square Calculator
x² — square of any number.
√
Square Root Calculator
√x — principal square root.
🔢
Standard Calculator
Everyday arithmetic with percent and memory.
🍴
Tip Calculator
Split the bill, fairly.
⚛️ Physics
🧪 Chemistry
🧬 Biology
🔄 Unit Conversions
🟦
Area Converter
sqft, sqm, acre, hectare, bigha.
₿
Cryptocurrency Converter
Convert between crypto and fiat at any rate.
💱
Currency Converter
Convert between any two currencies at your chosen rate.
📐
Height Converter
cm ↔ feet and inches, instantly.
📏
Length Converter
mm, cm, m, km, inch, ft, yard, mile.
🏁
Speed Converter
km/h, mph, m/s, knots.
🌡️
Temperature Converter
Celsius, Fahrenheit, Kelvin.
🔄
Unit Converter
Length, weight, temperature, and more.
🧴
Volume Converter
ml, litres, gallons, cups, tablespoons.
⚖️
Weight Converter
kg, g, lb, oz, ton — all weight units.
📅 Date & Time
🎂
Age Calculator
Your exact age — years, months, days, even seconds.
📆
Date Calculator
Add or subtract days, months, years from any date.
📏
Date Difference Calculator
Precise years, months, and days between dates.
⏳
Days Between Dates
Count days, weeks, and business days between two dates.
⏰
Hours Calculator
Time between two clock times.