Index

All Calculators

Everything in one place. 317 tools across 13 categories.

💰 Finance & Loans

🥧 50/30/20 Budget Calculator Needs 50%, Wants 30%, Savings 20% — Senator Warren's rule. 📈 Adjustable Rate Mortgage (ARM) Calculator Model ARM payments through the fixed period and after the first reset. 👶 Allowance Calculator Age-appropriate allowance for kids + savings plan. 📆 APR Calculator True annual cost of a loan, including fees. 📈 APY Calculator Effective annual yield accounting for compounding frequency. 🎈 Balloon Loan Calculator Low monthly EMI with a large final balloon payment. 🏍️ Bike Insurance Calculator Two-wheeler insurance premium estimator. 🏍️ Bike Loan Calculator EMI and interest for two-wheeler loans. 📅 Bi-Weekly Mortgage Calculator Pay half your mortgage every two weeks — save years and thousands in interest. 📊 Budget Calculator Income − expenses — your monthly surplus or deficit. 💼 Business Loan Calculator EMI, interest, and cash-flow impact for MSME and business loans. 🚗 Car Insurance Calculator Approximate annual car insurance premium. 🚗 Car Loan Calculator Estimate EMI and interest for your new or used car loan. 🏢 Commercial Loan Calculator EMI and cost for a commercial property or business expansion loan. 🌱 Compound Interest Calculator See the magic of compounding on any investment. 🏙️ Cost of Living Calculator Adjust salary when moving between cities. 🔄 Credit Card Balance Transfer Calculator Does a balance transfer actually save you money? 💳 Credit Card Interest Calculator Monthly interest charged when you carry a credit card balance. ⚠️ Credit Card Minimum Payment Calculator The true cost of paying only the minimum. 🎯 Credit Card Payoff Calculator How long until your credit card balance is zero? 📈 Credit Score Impact Calculator Estimate how specific actions will change your credit score. 📊 Credit Utilization Calculator How much of your credit limit are you using? 🏔️ Debt Avalanche Calculator Pay highest-interest debt first — save the most. 🧩 Debt Consolidation Calculator See if consolidating multiple debts into one loan saves money. 🎯 Debt Payoff Calculator Any loan or debt — how long, how much interest to pay it off. ⛄ Debt Snowball Calculator Pay smallest debt first — quick wins + momentum. ⚖️ Debt-to-Income Ratio Calculator The single most important number lenders look at. 🎓 Education Loan Calculator Plan your study-abroad or higher education loan with moratorium. 🧮 Effective Interest Rate Calculator Convert nominal rate to effective rate (EAR). 🚨 Emergency Fund Calculator 3-12 months of expenses — your financial life raft. 🏦 EMI Calculator Calculate your monthly loan installment in seconds. 📝 Expense Calculator Sum up categorised expenses and see where money goes. 🇺🇸 FHA Loan Calculator FHA mortgage payment including upfront and monthly MIP. 📌 Fixed Rate Mortgage Calculator Compare 15-year vs 30-year fixed-rate mortgage head to head. 🪙 Gold Loan Calculator Estimate the loan value and EMI against your gold. 🏥 Health Insurance Calculator Suggested family-floater sum insured and approximate premium. 💳 HELOC Calculator Home Equity Line of Credit — draw phase and repayment phase. 🏛️ Home Equity Loan Calculator Fixed-rate lump sum against your home equity. 🏠 Home Insurance Calculator Annual premium for structure + contents insurance. 🏠 Home Loan Calculator Plan your home loan — EMI, tenure, eligibility. 🏡 Home Loan EMI Calculator Precise EMI for your home loan. 🏡 Household Budget Calculator Family / multi-earner budget with combined income. 💗 Human Life Value Calculator Present value of your future income — the "correct" insurance amount. 📉 Inflation Calculator Future cost of today's goods, or purchasing-power erosion over time. 💵 Insurance Premium Calculator Generic premium estimator — works for any insurance type. 💹 Interest Rate Calculator Solve for interest rate given principal, payment, and term. 💎 Jumbo Loan Calculator Mortgage calculator for loans above the conforming limit. 🔑 Lease Calculator Monthly lease payment for a car or equipment. 💖 Life Insurance Calculator How much life cover do you actually need? 💭 Loan Affordability Calculator Figure out the home or car price you can actually afford. 🏠 Loan Against Property Calculator EMI and eligible amount for a mortgage against residential or commercial property. 💳 Loan Calculator Calculate any loan — personal, business, education. ⚖️ Loan Comparison Calculator Compare two loan offers side-by-side before signing. ✅ Loan Eligibility Calculator Find out how much loan you can get based on your income. ⚡ Loan Prepayment Calculator See how much interest you save by prepaying your loan. 📋 Loan Repayment Calculator Full year-by-year breakdown of how your loan is repaid. ⏳ Loan Tenure Calculator Given the EMI you can afford, find the right loan tenure. 📆 Monthly Budget Calculator Detailed monthly income vs fixed + variable expenses. 💭 Mortgage Affordability Calculator Find the home price you can actually afford based on your income. 📋 Mortgage Amortization Calculator Full year-by-year schedule of how your mortgage gets paid off. 🏠 Mortgage Calculator Full PITI mortgage calculator — principal, interest, taxes, insurance. 💨 Mortgage Payoff Calculator See how much interest you save by making extra mortgage payments. 🔁 Mortgage Refinance Calculator See if refinancing your mortgage saves money after closing costs. 📈 Net Worth Calculator Assets − liabilities — the single most important financial number. ⏰ Payday Loan Calculator True APR and total cost of a short-term payday loan. 👤 Personal Loan Calculator Plan your personal loan EMI with confidence. 🛡️ Mortgage Insurance (PMI) Calculator Estimate your monthly PMI and when it will drop off. 🏠 Rent Calculator How much rent can you afford? 🏡 Reverse Mortgage Calculator Monthly pension from your own home — reverse-mortgage payout estimator. 🛏️ Roommate Rent Split Calculator Fair rent split by room size or income. 💯 Savings Rate Calculator What % of income you save — the #1 predictor of wealth. 🏘️ Second Mortgage Calculator Payment and combined cost of a second mortgage on your home. ➕ Simple Interest Calculator Classic simple interest at a glance. 📚 Student Loan Calculator Monthly payment and lifetime cost of your student loan. 🔁 Student Loan Refinance Calculator See whether refinancing your student loan actually saves money. 🛡️ Term Insurance Calculator Estimated term insurance premium for your age and cover. ⬆️ Top-Up Loan Calculator Added EMI and cost of a top-up on your existing home loan. ✈️ Travel Insurance Calculator Trip protection: medical, baggage, cancellation. 🛵 Two-Wheeler Loan Calculator EMI, interest and on-road cost for scooters, motorcycles, and electric two-wheelers. 🎖️ VA Loan Calculator Zero-down VA mortgage with funding fee. 🎯 Zero-Based Budget Calculator Give every rupee a job — income minus allocations = zero.

📈 Investments

🇺🇸 401(k) Calculator Project your 401(k) balance at retirement with employer match. 💸 Annuity Calculator Fixed periodic payouts from a lumpsum — immediate or deferred annuity. 👴 Atal Pension Yojana Calculator Monthly contribution required for your guaranteed APY pension. β Beta Calculator Stock volatility relative to the market. ₿ Bitcoin Calculator Bitcoin value in ₹/USD, satoshi conversions, mining reward estimate. 🧮 Black-Scholes Calculator Theoretical European option price via Black-Scholes formula. 📜 Bond Calculator Price, yield, and cashflow of a coupon bond. ⏳ Bond Duration Calculator Macaulay and Modified Duration — bond price sensitivity to yield. 🪜 Bond Ladder Calculator Staggered bond maturities for steady income and reinvestment. 💵 Bond Price Calculator Fair price of a bond at a given yield. 📈 Bond Yield Calculator YTM from market price — via bisection. 📘 Book Value Calculator Book Value per Share and Price-to-Book (P/B) ratio. 🧾 Brokerage Calculator Generic brokerage + statutory charges calculator (equity delivery or intraday). 📊 CAGR Calculator Compound Annual Growth Rate of any investment. 🎓 Child Education Planner Plan the corpus your child will need for higher education. 💒 Child Marriage Planner Build the wedding fund for your child without last-minute loans. 📉 Crypto DCA Calculator Dollar-Cost-Averaging into crypto — smooths volatile entries. ⛏️ Crypto Mining Calculator Daily reward and profit from PoW crypto mining. 💰 Crypto Profit Calculator Profit / loss on your crypto trade including fees and tax. 🔒 Crypto Staking Calculator Annual rewards from staking your crypto. 📅 Daily Interest Calculator Interest compounded daily — the most aggressive growth rate. 💰 DCF Calculator Discounted Cash Flow — the cornerstone of equity valuation. 💰 Dividend Calculator Annual dividend income from your shareholding. 🌱 Dividend Reinvestment Calculator Compound wealth by reinvesting dividends automatically. 📈 Dividend Yield Calculator Annual dividend as a percentage of current share price. 📉 Dollar Cost Averaging Calculator Reduce timing risk by investing the same amount on a schedule. 🎁 Endowment Plan Calculator Traditional life insurance with guaranteed maturity. 🏢 EPF Calculator Employees' Provident Fund maturity with employee + employer contributions. 💰 EPS Calculator Earnings per share — basic and diluted. Ξ Ethereum Calculator ETH ↔ fiat, wei ↔ ETH, gas fee estimate. 🎯 F&O Margin Calculator Margin required to trade futures or options (SPAN + exposure). 🏦 FD Calculator See what your fixed deposit will grow into. 📦 Forex Lot Size Calculator Determine optimal lot size from capital, risk, and stop loss. 🔐 Forex Margin Calculator Required margin to hold a forex position at given leverage. 📊 Forex Pip Calculator Value of one pip in your account currency. 📏 Forex Position Size Calculator How many lots can you trade for your risk limit? 📈 Forex Profit Calculator Profit / loss on a forex trade. 🔄 Forex Swap Calculator Rollover interest credited or charged on overnight forex positions. 🔮 Future Value Calculator What will today's money be worth in the future? ⛽ Gas Fee Calculator Ethereum gas cost in ETH and fiat. 🎯 Goal SIP Calculator How much monthly SIP do you need to hit a target corpus? 🌱 Groww Brokerage Calculator Groww charges for equity & mutual fund trades. ⚡ Intraday Brokerage Calculator All-in intraday equity charges — brokerage, STT, GST, stamp duty. 💎 Intrinsic Value Calculator Graham-style intrinsic value of a stock. 💹 Investment Calculator Combined growth of a lump sum plus ongoing monthly additions. 🏁 Investment Goal Calculator Figure out what you need to invest to hit any goal — lumpsum, monthly, or both. 🏛️ IRA Calculator Individual Retirement Account projection — any type (Traditional or Roth). 📈 IRR Calculator Internal Rate of Return on yearly cashflows. 🌾 KVP Calculator Kisan Vikas Patra — doubles your money in ~9 years 7 months. 💰 Lumpsum Calculator Future value of a one-time investment. 🌱 Money Growth Calculator Watch compound growth turn small savings into big money. 🗓️ Monthly Interest Calculator Interest compounded every month. 💠 Mutual Fund Calculator Lumpsum mutual fund returns projected. 📊 Mutual Fund Returns Calculator Work out absolute, annualised, and CAGR returns from your MF investment. 🖼️ NFT Profit Calculator Net profit from flipping an NFT after gas, royalty, marketplace fee. 🏛 NPS Calculator Plan your retirement corpus under NPS. 📐 NPV Calculator Net Present Value of a series of cashflows. 📜 NSC Calculator Maturity value of National Savings Certificate (5-year). Δ Options Greeks Calculator Delta, Gamma, Theta, Vega, Rho — sensitivity of option price. 🎲 Options Profit Calculator Call / put profit at different underlying prices at expiry. 📊 P/E Ratio Calculator Price to Earnings — how expensive is the stock? 🧓 Pension Calculator How much monthly pension you'll get from a corpus. 📊 Portfolio Return Calculator Weighted return of a portfolio with up to 5 holdings. 📏 Position Size Calculator How many shares to buy based on your account risk. 📮 Post Office MIS Calculator Monthly income from Post Office Monthly Income Scheme. 🏤 Post Office Time Deposit Calculator Maturity value of Post Office Time Deposits (1 / 2 / 3 / 5 years). 🛡 PPF Calculator Plan your 15-year Public Provident Fund. ⏮️ Present Value Calculator What a future sum is worth today. 💼 Provident Fund Calculator Generic PF calculator — works for EPF, VPF, PPF, or Gratuity funds. ⚖️ Put-Call Parity Calculator Call + PV(Strike) = Put + Spot — the arbitrage-free relationship. 📥 RD Calculator Recurring deposit maturity in seconds. 📤 Required Minimum Distribution Calculator RMD from your Traditional IRA or 401(k) starting age 73. 🏖️ Retirement Age Calculator When can you actually afford to retire? 🌴 Retirement Calculator How much do you need to retire comfortably? 💰 Retirement Income Calculator How much retirement income can your nest egg produce? ⚖️ Risk-Reward Ratio Calculator Reward-to-risk ratio and required win rate to break even. 🎯 ROI Calculator Return on investment — absolute and annualised. 🌹 Roth IRA Calculator Post-tax contributions, tax-free withdrawals — the tax-advantage powerhouse. 🧮 Rule of 72 Calculator How long it takes for money to double at a given return. 🏦 Savings Account Interest Calculator Interest earned on your savings bank balance. 🎯 Savings Goal Calculator How much to save every month to hit your target. 👵 Senior Citizen Savings Scheme Calculator Quarterly income from SCSS for investors aged 60+. 💹 Share Price Calculator Fair share price from EPS and P/E, or DDM. 📐 Sharpe Ratio Calculator Risk-adjusted return. Higher Sharpe = better performance per unit of risk. 📈 SIP Calculator See what your monthly SIP will grow into. 🇺🇸 Social Security Calculator Estimate your US Social Security monthly benefit. 📈 Step-Up SIP Calculator Raise your SIP every year as your income grows. 📊 Stock Average Calculator Weighted average price across multiple buys. 📈 Stock Profit Calculator Profit / loss on a stock trade after fees and taxes. 🔁 Stock Return Calculator Total return including dividends — the real metric. ✂️ Stock Split Calculator Adjust shares and price after a stock split (or reverse split). 🛑 Stop Loss Calculator Stop loss price based on risk % or absolute amount. 🔄 STP Calculator Systematic Transfer Plan — move from debt to equity gradually. 👧 Sukanya Samriddhi Yojana Calculator Corpus for your daughter at age 21 — fully tax-free. 💸 SWP Calculator Plan a regular withdrawal from your investment. 🧾 Tax-Saving FD Calculator 5-year Tax-Saving FD maturity + 80C benefit. 🏦 Traditional IRA Calculator Pre-tax contributions + tax-deferred growth — taxed on withdrawal. 🏛️ Treasury Bond Calculator US Treasury / Indian G-sec bond pricing and yield. 🔗 ULIP Calculator Unit Linked Insurance Plan — maturity estimate with charges. 🟠 Upstox Brokerage Calculator Upstox charges for delivery, intraday, F&O. ➕ VPF Calculator Voluntary Provident Fund — supercharge your EPF. 💎 Wealth Calculator Project your total wealth through retirement. 📆 XIRR Calculator Annualised return on irregular investments — the correct metric for SIPs. 0️⃣ Zero Coupon Bond Calculator Price and yield of a bond with no periodic coupons. 🔵 Zerodha Brokerage Calculator Zerodha charges for delivery, intraday, F&O.

🧾 Tax & Salary

🧾 80C Deduction Calculator Maximise your ₹1.5 lakh Section 80C deduction. 📅 Advance Tax Calculator Quarterly advance tax installments for the financial year. 🎁 Bonus Calculator Bonus pre-tax and post-tax — know what actually hits your bank. 📊 Capital Gains Tax Calculator Short-term and long-term capital gains tax on any asset type. 💵 Commission Calculator Sales commission with base + tiered rates. 🛠️ Contractor Rate Calculator Contractor hourly rate equivalent to employee salary (W-2 vs 1099). 🏢 Corporate Tax Calculator Corporate income tax for Indian companies — old and new regimes. ₿ Crypto Tax Calculator Flat 30% tax on crypto gains + 1% TDS on transfers — India VDA rules. 📋 CTC Calculator Full Cost to Company breakup — salary + benefits + variable. 🏛️ Estate Tax Calculator US federal estate tax above the lifetime exemption. ✍️ Freelance Rate Calculator Hourly rate from target annual income + billable hours. 💻 Freelancer Hourly Rate Calculator Detailed overhead-loaded freelancer rate (health, retirement, taxes). 🎁 Gift Tax Calculator US gift tax annual exclusion + lifetime exemption. 🎁 Gratuity Calculator How much gratuity you'll receive on retirement. 💹 Gross Salary Calculator Net → gross — the reverse calculation. 🧮 GST Calculator Add or remove GST from any amount. ⏱️ Hourly to Salary Calculator Convert your hourly rate into an annual/monthly salary. 🏘 HRA Calculator Claim the right HRA exemption. 💸 In-Hand Salary Calculator What really hits your bank account each month. 🧾 Income Tax Calculator Old vs New regime — see which saves more. 🎗️ Inheritance Tax Calculator State-level inheritance tax based on heir relationship. 📈 Long Term Capital Gains Calculator LTCG tax with the ₹1.25L exemption for equity (FY 2024-25). 🎰 Lottery Tax Calculator Take-home after 30% lottery tax + cess in India. 🧮 Net Salary Calculator Gross salary → net pay, with tax and all withholdings. ⚖️ New Tax Regime vs Old Regime Calculator Pick the better Indian tax regime for you in one click. ⏰ Overtime Calculator Weekly wages with 1.5× overtime (and optional 2× double-time). 🧾 Paycheck Calculator US per-paycheck take-home (federal + FICA + state approx). 💵 Payroll Tax Calculator US payroll taxes — FICA (Social Security + Medicare). 🏠 Property Tax Calculator Estimate annual property tax from assessed value. 🎁 Rebate under 87A Calculator Zero tax up to ₹7L income under the new regime. 💼 Salary Calculator CTC → monthly in-hand salary, Indian format. 📈 Salary Hike Calculator New salary after a percentage hike. 📊 Salary Increment Calculator Pro-rated increment and annual back-pay. ⏳ Salary to Hourly Calculator What is your effective hourly rate? 🛒 Sales Tax Calculator Add or back-out US state and local sales tax. 🏥 Section 80D Calculator Health insurance + preventive check-up deduction. 🧑‍💼 Self Employment Tax Calculator US Social Security + Medicare for self-employed. ⚡ Short Term Capital Gains Calculator Calculate STCG tax at 15% for equity or slab for other assets. 💰 Take Home Salary Calculator Detailed deduction-wise breakup of your monthly take-home. 📊 Tax Bracket Calculator US 2024 federal tax brackets — marginal and effective rates. 💸 Tax Refund Calculator Tax paid vs actual liability — refund or balance due. ✂️ TDS Calculator Tax Deducted at Source — by type of payment. 🧾 VAT Calculator Add or remove VAT at any rate. 📝 Withholding Tax Calculator Estimate your federal tax withholding per paycheck.

🔢 Math & Numbers

|x| Absolute Value Calculator |x| — distance from zero, always non-negative. 10ˣ Antilog Calculator Inverse of log — raise base to a power. 📊 Average Calculator Mean, median, mode, range — all in one. 🧮 Basic Calculator Quick arithmetic — add, subtract, multiply, divide. 🇮🇳 BODMAS Calculator Indian/UK precedence: Brackets, Orders, Division, Multiplication, Addition, Subtraction. x³ Cube Calculator x³ — cube of any number. ∛ Cube Root Calculator ∛x — real cube root of any number. ← Decimal to Fraction Converter Convert any decimal into its simplest fraction form. 🏷 Discount Calculator What's the final price after discount? xⁿ Exponent Calculator x^n — raise a number to any power. ½ Fraction Calculator Add, subtract, multiply, divide two fractions. → Fraction to Decimal Converter Convert any fraction into its decimal form. % Fraction to Percentage Converter Convert fraction to percentage, and back. 🔢 LCM & HCF Calculator Lowest Common Multiple & Highest Common Factor. ㏒ Logarithm Calculator log_b(x) — log of any base. ÷ Long Division Calculator Quotient and remainder with step-by-step view. × Long Multiplication Calculator Multiply two numbers with partial products shown. 1½ Mixed Number Calculator Convert between mixed numbers and improper fractions. ln Natural Log Calculator ln(x) — natural logarithm (base e). ⁿ√ Nth Root Calculator ⁿ√x — any root, any index. 🖥️ Online Calculator Quick arithmetic, anywhere, no install needed. 🧮 Order of Operations Calculator Evaluate expressions following PEMDAS / BODMAS rules. ❗ Percent Error Calculator Deviation of measurement from accepted value. % Percentage Calculator Every kind of percentage question, solved. 📊 Percentage Change Calculator Change between two numbers, signed. 🔀 Percentage Difference Calculator Symmetric difference — no "old" or "new", just two values. ↕️ Percentage Increase / Decrease Calculator Apply a % increase or decrease to any value. ≈ Rounding Calculator Round to nearest, up, down, or specific decimal place. 📐 Scientific Calculator Trig, logs, roots — the full math toolkit. 🔢 Significant Figures Calculator Count significant figures and round to specified sig figs. ÷ Simplify Fraction Calculator Reduce a fraction to lowest terms. x² Square Calculator x² — square of any number. √ Square Root Calculator √x — principal square root. 🔢 Standard Calculator Everyday arithmetic with percent and memory. 🍴 Tip Calculator Split the bill, fairly.