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In-Hand Salary Calculator
What really hits your bank account each month.
Enter values to see your result
Frequently asked questions
What % of CTC do I actually take home?
Typically 60–75%. Depends on variable pay ratio, regime, and company benefit structure. ₹10L CTC → ~₹6.5–7L in-hand for most.
Is variable pay guaranteed?
No. Usually contingent on company + individual performance. Assume 50–75% of stated variable when planning expenses.
When does variable pay get disbursed?
Usually annually (April-June for FY-end bonus cycles). Some companies split — quarterly + annual.