Finance & Loans Calculators
81 free tools to help you make smarter decisions.
50/30/20 Budget Calculator
Needs 50%, Wants 30%, Savings 20% โ Senator Warren's rule.
Open calculator โ ๐Adjustable Rate Mortgage (ARM) Calculator
Model ARM payments through the fixed period and after the first reset.
Open calculator โ ๐ถAllowance Calculator
Age-appropriate allowance for kids + savings plan.
Open calculator โ ๐APR Calculator
True annual cost of a loan, including fees.
Open calculator โ ๐APY Calculator
Effective annual yield accounting for compounding frequency.
Open calculator โ ๐Balloon Loan Calculator
Low monthly EMI with a large final balloon payment.
Open calculator โ ๐๏ธBike Insurance Calculator
Two-wheeler insurance premium estimator.
Open calculator โ ๐๏ธBike Loan Calculator
EMI and interest for two-wheeler loans.
Open calculator โ ๐Bi-Weekly Mortgage Calculator
Pay half your mortgage every two weeks โ save years and thousands in interest.
Open calculator โ ๐Budget Calculator
Income โ expenses โ your monthly surplus or deficit.
Open calculator โ ๐ผBusiness Loan Calculator
EMI, interest, and cash-flow impact for MSME and business loans.
Open calculator โ ๐Car Insurance Calculator
Approximate annual car insurance premium.
Open calculator โ ๐Car Loan Calculator
Estimate EMI and interest for your new or used car loan.
Open calculator โ ๐ขCommercial Loan Calculator
EMI and cost for a commercial property or business expansion loan.
Open calculator โ ๐ฑCompound Interest Calculator
See the magic of compounding on any investment.
Open calculator โ ๐๏ธCost of Living Calculator
Adjust salary when moving between cities.
Open calculator โ ๐Credit Card Balance Transfer Calculator
Does a balance transfer actually save you money?
Open calculator โ ๐ณCredit Card Interest Calculator
Monthly interest charged when you carry a credit card balance.
Open calculator โ โ ๏ธCredit Card Minimum Payment Calculator
The true cost of paying only the minimum.
Open calculator โ ๐ฏCredit Card Payoff Calculator
How long until your credit card balance is zero?
Open calculator โ ๐Credit Score Impact Calculator
Estimate how specific actions will change your credit score.
Open calculator โ ๐Credit Utilization Calculator
How much of your credit limit are you using?
Open calculator โ ๐๏ธDebt Avalanche Calculator
Pay highest-interest debt first โ save the most.
Open calculator โ ๐งฉDebt Consolidation Calculator
See if consolidating multiple debts into one loan saves money.
Open calculator โ ๐ฏDebt Payoff Calculator
Any loan or debt โ how long, how much interest to pay it off.
Open calculator โ โDebt Snowball Calculator
Pay smallest debt first โ quick wins + momentum.
Open calculator โ โ๏ธDebt-to-Income Ratio Calculator
The single most important number lenders look at.
Open calculator โ ๐Education Loan Calculator
Plan your study-abroad or higher education loan with moratorium.
Open calculator โ ๐งฎEffective Interest Rate Calculator
Convert nominal rate to effective rate (EAR).
Open calculator โ ๐จEmergency Fund Calculator
3-12 months of expenses โ your financial life raft.
Open calculator โ ๐ฆEMI Calculator
Calculate your monthly loan installment in seconds.
Open calculator โ ๐Expense Calculator
Sum up categorised expenses and see where money goes.
Open calculator โ ๐บ๐ธFHA Loan Calculator
FHA mortgage payment including upfront and monthly MIP.
Open calculator โ ๐Fixed Rate Mortgage Calculator
Compare 15-year vs 30-year fixed-rate mortgage head to head.
Open calculator โ ๐ชGold Loan Calculator
Estimate the loan value and EMI against your gold.
Open calculator โ ๐ฅHealth Insurance Calculator
Suggested family-floater sum insured and approximate premium.
Open calculator โ ๐ณHELOC Calculator
Home Equity Line of Credit โ draw phase and repayment phase.
Open calculator โ ๐๏ธHome Equity Loan Calculator
Fixed-rate lump sum against your home equity.
Open calculator โ ๐Home Insurance Calculator
Annual premium for structure + contents insurance.
Open calculator โ ๐Home Loan Calculator
Plan your home loan โ EMI, tenure, eligibility.
Open calculator โ ๐กHome Loan EMI Calculator
Precise EMI for your home loan.
Open calculator โ ๐กHousehold Budget Calculator
Family / multi-earner budget with combined income.
Open calculator โ ๐Human Life Value Calculator
Present value of your future income โ the "correct" insurance amount.
Open calculator โ ๐Inflation Calculator
Future cost of today's goods, or purchasing-power erosion over time.
Open calculator โ ๐ตInsurance Premium Calculator
Generic premium estimator โ works for any insurance type.
Open calculator โ ๐นInterest Rate Calculator
Solve for interest rate given principal, payment, and term.
Open calculator โ ๐Jumbo Loan Calculator
Mortgage calculator for loans above the conforming limit.
Open calculator โ ๐Lease Calculator
Monthly lease payment for a car or equipment.
Open calculator โ ๐Life Insurance Calculator
How much life cover do you actually need?
Open calculator โ ๐ญLoan Affordability Calculator
Figure out the home or car price you can actually afford.
Open calculator โ ๐Loan Against Property Calculator
EMI and eligible amount for a mortgage against residential or commercial property.
Open calculator โ ๐ณLoan Calculator
Calculate any loan โ personal, business, education.
Open calculator โ โ๏ธLoan Comparison Calculator
Compare two loan offers side-by-side before signing.
Open calculator โ โLoan Eligibility Calculator
Find out how much loan you can get based on your income.
Open calculator โ โกLoan Prepayment Calculator
See how much interest you save by prepaying your loan.
Open calculator โ ๐Loan Repayment Calculator
Full year-by-year breakdown of how your loan is repaid.
Open calculator โ โณLoan Tenure Calculator
Given the EMI you can afford, find the right loan tenure.
Open calculator โ ๐Monthly Budget Calculator
Detailed monthly income vs fixed + variable expenses.
Open calculator โ ๐ญMortgage Affordability Calculator
Find the home price you can actually afford based on your income.
Open calculator โ ๐Mortgage Amortization Calculator
Full year-by-year schedule of how your mortgage gets paid off.
Open calculator โ ๐Mortgage Calculator
Full PITI mortgage calculator โ principal, interest, taxes, insurance.
Open calculator โ ๐จMortgage Payoff Calculator
See how much interest you save by making extra mortgage payments.
Open calculator โ ๐Mortgage Refinance Calculator
See if refinancing your mortgage saves money after closing costs.
Open calculator โ ๐Net Worth Calculator
Assets โ liabilities โ the single most important financial number.
Open calculator โ โฐPayday Loan Calculator
True APR and total cost of a short-term payday loan.
Open calculator โ ๐คPersonal Loan Calculator
Plan your personal loan EMI with confidence.
Open calculator โ ๐ก๏ธMortgage Insurance (PMI) Calculator
Estimate your monthly PMI and when it will drop off.
Open calculator โ ๐Rent Calculator
How much rent can you afford?
Open calculator โ ๐กReverse Mortgage Calculator
Monthly pension from your own home โ reverse-mortgage payout estimator.
Open calculator โ ๐๏ธRoommate Rent Split Calculator
Fair rent split by room size or income.
Open calculator โ ๐ฏSavings Rate Calculator
What % of income you save โ the #1 predictor of wealth.
Open calculator โ ๐๏ธSecond Mortgage Calculator
Payment and combined cost of a second mortgage on your home.
Open calculator โ โSimple Interest Calculator
Classic simple interest at a glance.
Open calculator โ ๐Student Loan Calculator
Monthly payment and lifetime cost of your student loan.
Open calculator โ ๐Student Loan Refinance Calculator
See whether refinancing your student loan actually saves money.
Open calculator โ ๐ก๏ธTerm Insurance Calculator
Estimated term insurance premium for your age and cover.
Open calculator โ โฌ๏ธTop-Up Loan Calculator
Added EMI and cost of a top-up on your existing home loan.
Open calculator โ โ๏ธTravel Insurance Calculator
Trip protection: medical, baggage, cancellation.
Open calculator โ ๐ตTwo-Wheeler Loan Calculator
EMI, interest and on-road cost for scooters, motorcycles, and electric two-wheelers.
Open calculator โ ๐๏ธVA Loan Calculator
Zero-down VA mortgage with funding fee.
Open calculator โ ๐ฏZero-Based Budget Calculator
Give every rupee a job โ income minus allocations = zero.
Open calculator โ