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Net Worth Calculator

Assets − liabilities — the single most important financial number.

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Frequently asked questions

What value for home?
Current market value (ready-reckoner × 1.3 rough estimate). Not purchase price. Be realistic; don't inflate.
Is vehicle an asset?
Technically yes, but depreciates fast. Many advisors exclude vehicles since they're not liquid wealth-building assets.
Net worth vs liquid net worth?
Net worth = everything. Liquid net worth excludes home + PF + illiquid stuff. Better reflects emergency-ready wealth.
How often to calculate?
Quarterly. Monthly tracking becomes noise. Annual loses pattern visibility. Quarterly is the sweet spot.