Terms of Service

Last updated: April 2026

Use of the service

CalcKaroo is a free tool provided "as is". Calculations are estimates. You should verify any result with a qualified professional before making a binding financial, medical, legal, or tax decision.

Liability

We are not liable for losses resulting from use of the calculators. All formulas are implemented in good faith, but rates, slabs, and regulations change — verify current values before acting.

Accounts

You are responsible for keeping your password secure. We may suspend accounts engaged in abuse, scraping, or illegal activity.

Changes

We may update these terms. Continued use after changes constitutes acceptance.