🎲 Fun & Lifestyle
Wealth Calculator
Project your total wealth through retirement.
Enter values to see your result
Frequently asked questions
What counts as "wealth"?
Net invested assets — mutual funds, direct stocks, FDs, PPF, EPF, rental real estate equity. Exclude primary home (illiquid) and depreciating assets like cars.
How much should I save?
A widely-used target is 20–30% of gross income. The "rich in 5 years" benchmark is 50%+ savings rate — aggressive but possible with frugal living.
Is this inflation-adjusted?
No — projected wealth is in nominal rupees. To see purchasing power, subtract inflation from your rate (e.g., 11% nominal - 6% inflation = 5% real).
What about windfalls?
Treat bonuses, tax refunds, and inheritance as top-ups. A 25% bonus that goes fully to investments can add 2–3 years of compounding impact.