🎲 Fun & Lifestyle
Atal Pension Yojana Calculator
Monthly contribution required for your guaranteed APY pension.
Enter values to see your result
Frequently asked questions
Who can join APY?
Indian citizens aged 18–40 with a savings bank account. Tax-paying individuals (post-2022 rules) are not eligible for new accounts.
Is APY pension fixed forever?
Yes — the chosen pension (₹1K–₹5K) is guaranteed by the government of India regardless of actual returns.
Can I increase my pension later?
Yes — you can upgrade/downgrade your pension slab once a year, which adjusts the contribution accordingly.
What happens if I die before 60?
Spouse takes over the account with same pension. If spouse predeceases, nominee gets the accumulated corpus.