🎲 Fun & Lifestyle
Money Growth Calculator
Watch compound growth turn small savings into big money.
Enter values to see your result
Frequently asked questions
Why are the numbers so different?
Small rate differences compound enormously over decades. At 30 years, 7% yields ~7.6×, 10% yields ~17×, 14% yields ~50×. A 7% gap at year 1 becomes a 42× gap at year 30.
Is 14% realistic for equity?
Long-term (20+ years) Indian equity has delivered 12–15% CAGR. Short-term volatility is huge; assume 10–12% in plans and treat excess as bonus.
How do I lock in higher returns?
You can't lock in equity returns — they're market-dependent. Diversify across asset classes (equity, debt, gold, real estate) to smooth volatility while aiming for growth.
What destroys compounding?
Three things: early withdrawal, high fees (>1%), and inflation. Pick low-cost index funds, hold for decades, and think in real returns.