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VA Loan Calculator
Zero-down VA mortgage with funding fee.
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Frequently asked questions
Who qualifies for a VA loan?
Active-duty service members, veterans, and some surviving spouses. You must obtain a Certificate of Eligibility (COE) from the VA.
What is the funding fee?
A one-time fee paid to the VA to help sustain the loan program. Ranges from 1.25% to 3.3% of the loan amount based on down payment size and whether it's your first use.
Is PMI required on VA loans?
No — VA loans never require PMI. This is a major advantage over FHA and conventional loans with <20% down.
Can I get a VA loan more than once?
Yes. Entitlement can be restored after selling a VA-financed home, and you can often have multiple VA loans simultaneously under certain conditions.