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Travel Insurance Calculator

Trip protection: medical, baggage, cancellation.

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Frequently asked questions

Is travel insurance mandatory?
Schengen visa requires €30K cover. Some countries (Thailand COVID era, etc.) require on arrival. Domestic travel: not mandatory but recommended.
What does it cover?
Medical emergency + hospitalisation, trip cancellation/delay, lost baggage, passport loss, personal accident, and legal liability abroad.
Can I buy after departure?
Usually no — most policies require purchase before trip start. Some insurers allow within 24 hours of departure with waiting period.
Credit card travel insurance?
Premium cards offer free travel insurance. Usually limited cover (~$50K). Good for short trips; buy separate policy for expensive destinations.