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Home Loan Calculator
Plan your home loan — EMI, tenure, eligibility.
Enter values to see your result
Frequently asked questions
How much down payment should I pay?
Most banks require 10-25% minimum. A higher down payment means a smaller loan and less interest, but don't empty your emergency fund.
What tenure is optimal?
Longer tenure (20-30 years) reduces EMI but increases total interest. Shorter tenure costs less overall but needs higher EMI affordability.
Can I claim tax benefits?
Yes — up to ₹1.5L principal (Section 80C) and ₹2L interest (Section 24) annually under the old tax regime.