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Inflation Calculator
Future cost of today's goods, or purchasing-power erosion over time.
Enter values to see your result
Frequently asked questions
What's India's long-run inflation?
CPI averaged ~6% over last 30 years. Urban ~5%, rural ~6.5%. Education 8%, healthcare 10%+.
Is my salary beating inflation?
Real raise = nominal raise − inflation. If you got 8% hike and inflation is 6%, real raise is 2%. Anything below inflation is a pay cut.
How to beat inflation?
Equity investing (12%+ long-term), gold (as hedge), real estate, growth in income. FD at 6% barely matches inflation.
Why does inflation matter for retirement?
Massive. Today's ₹50K monthly expense becomes ₹1.6 Cr over 30 years at 6% inflation. Under-planning inflation = running out of money in old age.