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Salary Calculator
CTC → monthly in-hand salary, Indian format.
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Frequently asked questions
Why is my take-home less than expected?
CTC includes employer contributions (PF, gratuity, insurance) that never hit your bank. Actual gross = CTC minus employer PF. Further reduced by employee PF, tax, and professional tax.
What basic % should I expect?
Industries vary — IT 40–50%, banking 35–45%, manufacturing 50%. Higher basic = more PF deduction but also higher gratuity and certain benefits.
Is professional tax compulsory?
Yes in states that levy it — Maharashtra, Karnataka, Tamil Nadu, etc. Usually ₹200/month = ₹2,500/yr. A few states (Delhi, UP) have no professional tax.