🎲 Fun & Lifestyle
New Tax Regime vs Old Regime Calculator
Pick the better Indian tax regime for you in one click.
Enter values to see your result
Frequently asked questions
Which regime is default now?
New regime is the default from FY 2023-24. To pick old regime, explicitly opt in via Form 10-IE (business income) or tell your employer (salaried).
When does old regime win?
When you have high deductions: maxing 80C (₹1.5L), 80D (₹25K+), HRA, home loan interest (₹2L), NPS (₹50K). Break-even total deduction is around ₹3–4 lakh.
Can I switch yearly?
Salaried: yes, every year. Business income: can opt out of new regime only once; switching back to new is restricted.
What's the 87A rebate limit?
Old regime: ₹12,500 (income ≤ ₹5L). New regime: ₹25,000 (income ≤ ₹7L). Effectively zero tax up to these limits.