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Goal SIP Calculator
How much monthly SIP do you need to hit a target corpus?
Enter values to see your result
Frequently asked questions
How do I pick a realistic target?
Start from your goal — retirement, house, education — and inflate by expected inflation. ₹1 Cr today ≈ ₹3.2 Cr in 20 years at 6% inflation.
What if required SIP is too high?
Three options: (1) extend tenure — time is the biggest lever, (2) increase return expectation — only via equity, (3) step-up SIP — start lower and increase 10% yearly.
Should I assume aggressive returns?
Be conservative. Assuming 15% means you'll fall short if markets deliver 12%. Use 10–12% for equity-heavy portfolios, 7–8% for balanced.
Does this account for inflation?
No — input your inflation-adjusted target. If today's goal is ₹50L, enter ₹1.6 Cr for a 20-year horizon (6% inflation).