🎲 Fun & Lifestyle
Sukanya Samriddhi Yojana Calculator
Corpus for your daughter at age 21 — fully tax-free.
Enter values to see your result
Frequently asked questions
Who can open an SSY account?
Parents or legal guardians of a girl child below age 10. Only one account per girl. Maximum two accounts per family (two daughters).
When can I withdraw?
50% partial withdrawal allowed at age 18 for higher education or marriage. Full withdrawal at age 21 — or at marriage if earlier.
Is the interest rate fixed?
No — it's reset quarterly by the government. Historical range: 7.6% to 9.2%. Planning should assume ~8%.
Does SSY beat other options?
For a long-horizon girl-child goal: yes. The combination of EEE tax treatment, sovereign guarantee, and ~8% rate beats most debt options. Equity mutual funds may outperform long-term but with volatility.