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ROI Calculator

Return on investment — absolute and annualised.

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Frequently asked questions

ROI vs annualised ROI?
ROI is total gain %. Annualised ROI (same as CAGR for single-period investments) normalises to per-year, making different holdings comparable.
What is a good ROI?
Context-dependent. Equity benchmark: 12% CAGR. Real estate: 5–10% including rent. Fixed deposit: 6–7%. Beating inflation (~6%) by 3%+ is the baseline goal.
Does ROI include income?
It should, if the investment pays dividends, interest, or rent. Add those to the final value or track total return separately.
Is ROI the best metric?
For simple comparisons yes. For complex cashflows (multiple buys/sells at different times), use XIRR or IRR for accuracy.