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Options Profit Calculator

Call / put profit at different underlying prices at expiry.

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Frequently asked questions

Call vs Put?
Call = right to BUY at strike. Profits if underlying rises above strike+premium. Put = right to SELL. Profits if underlying falls below strike-premium.
Buy vs Sell?
Buyer pays premium, limited loss (premium only), unlimited upside. Seller collects premium, limited profit, potentially unlimited loss. Sellers win ~60–70% of trades but lose big occasionally.
How does expiry affect P&L?
This calc shows payoff AT expiry. Before expiry, options have extrinsic value (time + IV). Those dimensions are handled by Black-Scholes.
Is selling options risky?
Yes — short naked calls have unlimited loss. Short puts have finite but large loss (strike - premium). Use spreads to cap risk.