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Dollar Cost Averaging Calculator
Reduce timing risk by investing the same amount on a schedule.
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Frequently asked questions
What is Dollar Cost Averaging?
Investing a fixed amount at regular intervals regardless of price. You buy more shares when prices are low and fewer when prices are high, smoothing your average cost.
Is DCA better than lumpsum?
Academically, lumpsum beats DCA ~67% of the time because markets trend up. But DCA beats lumpsum emotionally — it's easier to stick with and less regretful if markets drop right after investing.
How is DCA different from SIP?
Same concept — "DCA" is the US/general term, "SIP" is the Indian mutual fund brand for the same strategy.
When does DCA underperform?
In sustained bull markets — delayed investing means missing the rise. DCA excels in sideways/volatile markets where averaging helps.